Dear Customers!

We would like to draw your attention to the fact that from 10/16/2018 the provision of Raiffeisen Bank Aval services under the Agreement on servicing an account in securities at Raiffeisen Bank Aval, which is concluded with resident individuals, is carried out on the terms of the Public offer. You can familiarize yourself with the public offer and documents in the "Documents" section.

In case of entering into the Agreement on servicing an account in securities or the Agreement on opening and maintaining a securities account before October 16, 2018, I ask you to apply to the Depository to sign the Application for Accession to the Agreement on servicing an account in securities.

To the attention of the clients of the Depositary institution, which, in the period up to 16.08.2017, concluded with

Raiffeisen Bank Aval, an agreement on servicing an account in securities.

In connection with the entry into force of the Procedure for sending the joint stock company communications to shareholders through the depository system of Ukraine, approved by the Decision of the National Commission on Securities and Stock Market of March 07, 2017, No. 148, there was a need to bring into contractual relations between the depositary institution and clients.

In order to save time and set up an effective process, we ask clients - individuals to apply to the management of depository activities of JSC Raiffeisen Bank Aval by sending an e-mail to custody.retail@aval.ua or by calling (044) 498-79-30 , for the coordination of further actions related to the conclusion of the Supplementary Agreement to the Agreement on servicing an account in securities. The specified Additional Agreement is a new edition of the Agreement on servicing an account in securities, which contains all requirements of the current legislation and does not impair the terms of service of the depositary institution's clients.

We draw your attention: in case if the Agreement on servicing an account in securities will not be brought in accordance with the requirements of the current legislation of Ukraine, the Depositary institution will not be able to send you a notice on corporate actions of the issuer.

In the event that the Supplementary Agreement, which contains all the requirements of the effective legislation concerning the terms of the Agreement, the Depository Organization, is not signed to the Agreement on servicing an account in securities or the Agreement on the opening and maintenance of a securities account, concluded before August 5, 2014, has the right to refuse you in conducting depositary operations by order.