The service related to the opening and servicing of the deposit accounts of the customers - business entities is provided on the terms and conditions of the General deposit agreement and deposit agreement, which is concluded within the framework of General deposit agreement and constitutes its integral part.  General deposit agreement is concluded for an unlimited period. The customer may deposit funds in the Bank for the period defined in the agreement (term deposit) or the funds may be provided on the first customer’s demand (on-demand deposit).

The Customer has the right to initiate the termination of the General deposit agreement at any time within the effective period of the respective agreement after the Bank returned to the customer all funds deposited under the deposit agreement, paid all interests and closed deposit accounts. The General deposit agreement is terminated through the conclusion of the additional agreement on the termination of the respective agreement between the Bank and the customer.

Full or partial withdrawal of the deposit on the customer’s demand before the deposit maturity date is carried out if the respective possibility is stipulated in the deposit agreement, trough sending by the customer to the Bank of the respective written notification within the period defined in the deposit agreement. Full withdrawal of the deposit is possible after the conclusion of the additional agreement to the deposit agreement between the Bank and the customer. The customer has the right to demand the withdrawal of the term deposit before the deposit maturity date only if the property rights for the funds on the deposit account were not transferred to secure any customer’s obligations to the Bank.

Changes and amendments to the General deposit agreement and deposit agreements may be introduced upon the Bank’s and the customer’s consents through the mandatory conclusion of the additional agreement, except for cases stipulated in the General deposit agreement, deposit agreements and/or the law of Ukraine.

The service is provided by Raiffeisen Bank Aval JSC, NBU license №10 of 18.06.2018; EDRPOU code 14305909; entered into the State register of the Banks on 27.03.1992 under number 94; location: 9, Leskova Str., Kyiv, 01011; contact telephone numbers: 044 490 88 88; 0 (800) 505-045; e-mail address info@aval.ua; the state regulation of the Bank’s activities is carried out by the National Bank of Ukraine  (9, Instytutska Str., Kyiv, 01601; Hot line: 0800 505 240).

Dear Clients,

We inform you that from January 1, 2017, the Deposit Guarantee Fund reimburses funds from deposits of individuals - entrepreneurs, regardless of the day of opening an account.

Member of the Deposit Guarantee Fund

Certificate of Deposit Guarantee System

Dear Customers,

We draw your attention to the fact that according to the Law of Ukraine No. 71-VIII "On Amendments to the Tax Code of Ukraine and Certain Legislative Acts of Ukraine on Tax Reform" of December 28, 2014, starting from 01.01.2017, for incomes of individuals-entrepreneurs in In the form of accrued interest on deposit (current, card) account, the rate of personal income tax is 18% and a military fee of 1.5% is retained.

In this regard, your accounts are credited with interest minus 19.5% tax.

We emphasize that the principal amount of the bank deposit (the amount placed by you in accordance with the bank deposit agreement) is not taxed.

In case of questions, please contact the information center for small and medium business customers at the telephone number 0 (800) 505-045