Reduction in risk of non-payment
Receiving a complex of services for managing receivables
Ability to increase sales and plan cash flows
Repayment of debt factoring in cash received from Customers (Debtors)
Consulting and analytical services
Extension of the Customer Base Provider by providing more attractive sales conditions
Raiffeisen Bank Aval is a client-oriented Bank and works with Debtors as with its potential customers.
Factoring, under which the risk of non-payment by the debtor cash liabilities’commitments under contract for the supply/provision of services rests solely with the client as a guarantor for the commitments’liabilities of the debtor under the contract.
Factoring, under which the risk of non-payment by the debtor cash liabilities’commitments under contract is fully transferred to the factor (the Bank), except in cases of granting the right to reverse the assignment.
Factoring, under which the risk of non-payment by the debtor cash liabilities’commitments under the contract is allocated between the factor (the Bank) and the client, the client acts as a guarantor for the commitments’liabilities of the debtor under the contract in the amount determined in accordance with the terms of the factoring agreement (in accordance with the specified level of guarantee of the client).
Attracting new customers by providing favorable payment terms (commodity loan)
Increased sales and company market share
increasing the liquidity of the company's balance sheet, accelerate the turnover of assets
Replenishment of working capital to avoid cash shortages.
the duration of the activities from the date of state registration not less than 1 year
payment is not less than 3 supply of goods
terms of payment according to the contract provide for the deferral of payment
cooperation with supplier lasts at least 3 months
the duration of the activities from the date of state registration not less than 3 years
transfer to the factoring is not less than 3 debtors (buyers)
the presence of the settlement account in JSC “Raiffeisen Bank Aval” at the time of signing of the factoring agreement
non-cash settlements with customers,
supplier and debtors are not affiliated (POV'linked) persons