Time Deposit Classic - the highest interest rate among existing deposits; without prolongation; without replenishment; without the possibility of early repayment; payment of interest at the end of the term.
Deposit term from 1 month
The highest interest rate among existing deposits
|Deposit amount, UAH||31 days||2 months||3 months||6 months||367 days|
|up to 200 000||10,00%||10,00%||14,00%||14,50%||14,00%|
|200 000 and more||10,50%||10,50%||14,50%||15,00%||14,50%|
|Deposit amount, USD||31 days||2 months||3 months||6 months||367 days|
|up to 10 000||0,01%||0,01%||0,15%||0,25%||0,35%|
|10 000 and more||0,01%||0,01%||0,15%||0,25%||0,35%|
|Deposit amount, EUR||31 days||2 months||3 months||6 months||367 days|
|up to 10 000|
|10 000 and more||-||-||0,15%||0,25%||0,35%|
|Term of deposit||31 days, 2,3 months, 6 months, 367 days|
|Deposit currency||UAH, USD, EUR|
|Minimum deposit amount||2000 UAH / 500 USD / 500 EUR|
|First payment||Within seven days from the date of deposit opening|
|Deposit extension||Without prolongation|
|Interest payment||At the end of the deposit term on the current account|
|Early withdrawal of funds||Not provided|
|SMS-notification||SMS informing about account operations|
A third party may replenish one’s UAH account for any amount.
Is a deposit was opened in foreign currency, it may be replenished by the account owner only or by a third party under a power of attorney (power of attorney for deposit replenishment is issued free of charge at a Bank’s branch).
The deposit amount (effective for all deposit types) and interests accrued may be received as follows:
In case of partial or full withdrawal of funds from the deposit where there is a possibility the commission fee is charged:
If the amount of deposit and interest to be paid out exceeds 5 000 USD or its equivalent in other currency, it should be pre-ordered in advance (2 banking days).
To pre-order a deposit amount, a customer shall apply to a branch of Raiffeisen Bank Aval and hand in a relevant application, or contact the Bank’s Call Centre and order the required amount using a customer identification card*, if any.
*In order to obtain the customer identification card, a customer needs to apply to the Bank’s branch and present his passport and tax ID.
The most handy way to control one’s account status is to use Raiffeisen Online Internet Banking for private individuals, which is provided free of charge.
You may also connect to the service of SMS notification on transactions with deposit accounts for private individuals by signing the respective application at the Bank’s outlet.
SMS notification is applicable to all transactions for the amount from UAH 10, USD/EUR 1 under Saving, Classic, Bonus term deposits and Universal deposit. The service is free of charge.
Yes, a statement can be received at any fully functional branch.
If the statement is intended for submission to the embassy, it is recommended to apply to the outlet where the account was opened.
A passport or other documents certifying a person and a counterpart of the agreement shall be provided at a branch of the Bank.
Private individuals and individual entrepreneurs’ income in the form of interests accrued on bank accounts (deposit, current, card) shall be subject to individual income taxation regardless of the amount of received income:
The Bank shall independently withhold and transfer tax from the amount of the accrued interests (interests less the amount of 19.5% are credited to the customer’s account).
The principal amount of the deposit shall not be subject to taxation.
If the deposit amount is paid out in the first month after the date of entering into the Agreement, the Depositor shall pay the Bank a fee for cash and settlement services in the amount of 0.5% of the deposit amount.
In case of an early termination of the agreement, interests on deposit shall be accrued in the following ways:
In other terms, the interests shall be recalculated based upon a current account rate.
The replenishment may be cash and cashless.
The «Savings» and «Universal» deposit accounts may be replenished at any branch of Raiffeisen Bank Aval.
The «Universal» deposit can be replenished free of charge at the Bank’s branch where the account was opened. When replenishing such deposit account at another branch, the fee will be 0.7% of the replenishment amount, but not less than 5 UAH, 1 USD/EUR.
Cash and cashless replenishment of the «Classic» deposit may only be made during the grace period (within 7 days of the agreement prolongation date) at any Bank’s branch.
Cashless replenishment of the «Classic» deposit is being made in any Bank’s branch from a current account opened with Raiffeisen Bank Aval (MFO 380805). No fee is charged.
Cashless replenishment of the «Saving» deposit with no fee charged can be made in the following ways:
Cashless replenishment of the «Universal» deposit with no fee charged may be made in the following ways:
The «Universal» deposit replenishing from other accounts is made at 1% fee of the replenishment amount.
Grace period is a 7-day period after a deposit prolongation date, during which you may:
You should apply to any fully functional outlet of the Bank and provide the following documents for the opening of a deposit account:
For your convenience please call hotline of Call center at 0 800 500 500(free for landline calls within Ukraine), (044) 490 88 88 (city phone number) or 521 (for MTC subscribers), and the operator will schedule a meeting for the opening of a deposit account at the outlet. In such a way, you can apply to the outlet at a given time without staying in a queue.