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100 day

Up to 100 days of life serenity. Shopping now - interest then!

100 day | Raiffeisen Bank Aval
Mastercard World 100 days (chip contactless)
100 day #2 | Raiffeisen Bank Aval
Grace period – up to 100 days without interests (non-cash purchase transactions)
100 day #3 | Raiffeisen Bank Aval
Service charge – free (if 10 non-cash purchase transactions per month)
100 day #4 | Raiffeisen Bank Aval

Credit limit – up to 500 000 UAH

100 day #5 | Raiffeisen Bank Aval

Participation in the Mastercard rewards Program and Bilshe Mastercard

Terms of the loan program


Opening a card Mastercard World 100 days
free
Grace period
up to 100 days*
Interest rate for usage, year
48%
Minimum monthly repayment
5% of the balance of the debt**
Account maintenance fee (monthly)
50 UAH***
Fee for withdrawa
3% + 15 UAH
The maturity date of the monthly payment
by the 20th of each month
Loan repayments
free
Mobile banking
free
Participate in the program
free
Participate in the program
Mastercard Rewards Program / Більше Mastercard


*Grace period applies to non-cash payment transactions for goods/works/services purchase at a retail network and/or Internet using the payment card. The Grace period continues from the first non-cash transaction in the Grace Period  (on condition that there is no loan debt on the date of the transaction; if there is a loan debt, to start the grace period it must be paid by the client in full) and ends in one hundred calendar days. For all expense transactions for payment of the cost of goods / services using a payment card made after the first such operation in the Grace Period, the Grace Period ends on the expiration date of the Grace Period for the first such operation in this Grace Period. The Grace period applies (interest for using the loan is not charged during this period) if the used limit amount was repaid by the end of the Grace period and minimum monthly repayments during the Grace period were made in due time.

For example:

- purchase date – 26.06;

- next date of interest calculation – 25.07 & 25.08. & 25.09

- repayment date of minimum monthly repayments – 20th day of every month – 20.08 & 20.09;

- full repayment – by 3.10;

- grace period term – from 26.06 till 03.10 (100 days).

** 5 (five)% of debt remain. Amount of minimum monthly payment is set for repayment every month on date of interest calculation and shall be repaid by the 20th day of the following month.

*** The fee is charged on the 6th day of each month, taking into account the transactions made during the previous calendar month. The fee is not charged, if there were ten or more transactions under the account for goods/works/services purchase at a retail network and/or Internet using the payment card, and/or the average monthly debt under the account for the previous month was less than UAH 150.00.




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1Please pay attention that other isssuers can charge fee for such money transfers 

How easy to repay a credit card?

Permanent registration on the territory of Ukraine

The age of the borrower from 23 to 71 years1



1A credit card is provided for women up to 60 years old and men up to 64 years old. For retirees by age - up to 71 years.

Documents for loan processing
  • Ukrainian passport
  • Taxpayer identification number
  • Certificate of income (for new customers, if the loan amount is more than 25 000 UAH)
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