Cash loans #7 | Raiffeisen Bank Aval Cash loans #8 | Raiffeisen Bank Aval
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Cash loan is more affordable!

Cash loans | Raiffeisen Bank Aval
Up to 750 000 UAH
We give up to 750 000* UAH for any purpose. * Temporarily the maximum loan amount is available only to clients who receive salaries from Raiffeisen Bank Aval!
Cash loans #2 | Raiffeisen Bank Aval
No mortgage and guarantors
No additional conditions are required
Cash loans #3 | Raiffeisen Bank Aval
Flat rate
Fixed interest rate for the entire loan period
Cash loans #4 | Raiffeisen Bank Aval
No additional fees
There are no commissions for extradition and early repayment
Cash loans #5 | Raiffeisen Bank Aval
No queues at checkout
The credit amount is credited to the payment card, so you do not have to wait for the cash on hand
Cash loans #6 | Raiffeisen Bank Aval
Fewer documents
Due to the simplified conditions of submission, only a passport and a code are required. And a certificate of income for a loan of 50 000 UAH

Credit terms


Loan amount

up to 150 000 UAH

Credit term

from 24 to 72 months 


Interest rate


Standard conditionsPromo conditions
 41.9 % - 54.9% yearlyfrom 1st to 2nd Mo - 0.01% yearly
from 3rd Mo - 36.9% - 49.9% yearly

Compulsory life insurance


Standard ConditionsPromo Conditions
0.41% per month0.3% per month


it is paid on a lump sum at the expense of credit funds

Loan amount

up to 500 000 UAH

Credit term

13 to 72 months 


Interest rate


Standard conditionsPromo conditions
40.3% yearlyfrom 1st to 2nd Mo - 0.01% yearly
from 3rd Mo - 35.3% yearly

Compulsory life insurance


Standard ConditionsPromo Conditions
0.3% per month0.15% per month


it is paid on a lump sum at the expense of credit funds

Loan amount

up to 750 000 UAH

Credit term

13 to 72 months 


Interest rate


Standard conditionsPromo conditions
32.1% yearly
from 1st to 2nd Mo - 0.01% yearly
from 3rd Mo - 27.1% yearly

Compulsory life insurance

Standard Conditions
0.17% per month

it is paid on a lump sum at the expense of credit funds

The maximum loan amount is up to UAH 750 thousand. The maximum loan term is 72 months. The real annual interest rate on the loan for persons who entered into an agreement during the promotion period, the first 2 months is 0.01%, starting from the 3rd month - from 23.1% to 73.00%. The action is held from 12.05.2021 to 14.06.2021 on the entire territory of Ukraine, with the exception of temporarily occupied territories within the boundaries determined by the current legislation of Ukraine. Terms of service provision according to the rules of the Bank. Requirements for a client for drawing up a loan agreement are determined by the internal documents of the Bank. All information about services on aval.ua or in the branches of the Bank. Banking license of the NBU No. 10 dated 18.06.2018. Included in the state register of banks on 27.03.1992. from No. 94.

Ways to get a loan

By filling out an online application

Call 0 800 500 500

At any bank branch

At Raiffeisen Online - for payroll clients

Conditions for obtaining a loan

Age from 23 to 72 years. 

Work experience at the current position for more than 1 month. 

Ukrainian citizenship and permanent residence on the territory of Ukraine. 

Continuous monthly income.

Necessary documents

Ukrainian citizen's passport or ID card. 

Taxpayer identification code. 

Income statement (for clients who do not receive a salary at Raiffeisen Bank Aval and if the loan amount is from 50 thousand UAH). 

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Useful information
information that may be useful for you
Information about the service and it`s essential characteristics

Information on the loan (credit) service is contained in the Consumer Credit Passports


Information on the essential characteristics of consumer lending on Personal loan


Public agreement


Standard form of Application on Current account opening and provision of Personal loan  

Borrower requirements
  • Permanent registration on the territory of Ukraine
  • The age of the borrower from 23 to 72 years
Documents for loan processing
  • Ukrainian passport/ID card
  • Taxpayer identification number
  • Certificate of income (for new customers, if the loan amount is more than 50 000 UAH)
How easy to repay a personal loan?

Choose the most convenient way for you there 

Terms of early termination of loan agreement

The loan facility (loan) is provided under the terms of the Banking Service Agreement, which consists of a public offer, a statement of acceptance of a public offer/agreement, "Rules for Banking Services of Individuals in Raiffeisen Bank Aval JSC" (hereinafter - the Rules), the lender's tariffs and an application for opening a card account and granting a loan "Credit Card."

The contract may be terminated by agreement of the parties, at the initiative of one of the parties or in cases stipulated by the legislation of Ukraine.

 After full repayment of the loan debt (including early payment) and closing by the client of all accounts opened under the Agreement, the client has the right to initiate termination of the Agreement by contacting the Bank's branch

WARNING to individual customers when using the Cash Loan consumer credit service

The service of providing Raiffeisen Bank Aval JSC (hereinafter - the Bank) with consumer loans under the Cash Loan program is provided by the Bank to individual customers under the terms of the Banking Service Agreement.

The Banking Service Agreement (hereinafter - the Agreement) is an accession agreement (Article 634 of the Civil Code of Ukraine) and consists of a public offer, a statement of acceptance of a public offer/agreement, "Rules for Banking Service of Individuals in Raiffeisen Bank Aval JSC", Bank tariffs and a loan application " Cash Loan ".

In case of non-fulfillment or improper fulfillment by the client of the loan obligations established by the Agreement, the client is liable according to the legislation of Ukraine and the terms of the Agreement.

Thus, for the delay in the fulfillment by the client of any monetary obligations under the loan, the client must pay a penalty at the request of the Bank to the tune of 1% (one percent) of the amount of overdue payment for each calendar day of delay. The calculation of penalties is carried out starting from the next calendar day after the date when the corresponding monetary obligation must be fulfilled, and until the day, the consumer fulfills the overdue obligation, inclusive.

The Bank shall not require the client to purchase any goods or services from the Bank or a related or associated person as a prerequisite for the provision of a consumer credit service (except for the provision of a package of banking services).

The Bank shall not be entitled to amend the Cash Loan application with the client unilaterally unless provided by the Agreement or the law.

The customer may refuse to receive promotional materials by means of remote communication channels.

On the right of the consumer to refuse the consumer loan agreement

In case of Cash loan without insurance of the client's life, health and performance, the client has the right, within 14 calendar days from the date of the conclusion of the consumer loan agreement, to withdraw from the agreement without giving reasons, including if the client receives funds. The client shall inform the Bank about his intention to cancel the consumer loan agreement in written paper form. Within 7 calendar days from the date of submission of a written notice of cancellation of the consumer loan agreement, the client is obliged to return to the Bank the funds received under the agreement and pay interest for the period from the date of receipt of funds to the day of their return at the rate established by the consumer loan agreement .In case of Cash loan with insurance, the client has no right to cancel the consumer loan agreement, since such an agreement provides for the provision of credit funds by the Bank to the client not only for their own (personal) needs, but also for the payment of the insurance premium in favor of the insurer, the insurance service of which is provided to the client before the end of 14 days from the date of the conclusion of the consumer loan agreement (clause 2 of part 6 of article 15 of the Law of Ukraine "on consumer lending").