Loans

Premium Credit Card Platinum Mastercard

Credit card for customers who like to travel in comfort and are accustomed to personalized and exclusive service.

Mastercard Platinum

limit up to 500 000 UAH

Fast Line service and access to the Business Halls at Boryspil Airport (Terminal D/F)

рarticipation in Mastercard rewards program

fixed interest rate for all 4 years of the credit limit

Order

Key benefits

Grace period up to 57 days

We don't charge you an interest rate for using credit limit the grace period

Free cash withdrawals

3 transactions per month for cash withdrawals in ATMs abroad without a fee

Business lounge zone Mastercard

Fast Line and Business lounge zone Mastercard in terminal D at Borispol airport

Additional card

Free additional card on the name of the Trustee

Mastercard rewards program

Platinum Mastercard holders are expected to receive rewards and gifts for payment by card in Ukraine or abroad within the framework of the MasterSard Awards program.

Mastercard Bilshe Black

Participation in the program Mastercard Bilshe Black

Terms of the loan program

Opening of Platinum Mastercard	free
Grace period	up to 57 days*
Interest rate	42% per annum
Minimum monthly payment	5% of the balance of the debt**
Account maintenance fee (monthly)	150 UAH***
Fee for cash withdrawal	3% + 15 UAH
Monthly insurance premium	0.7% of the balance of the debt at the end of the month (min 15 UAH, if the debt is more than 25 UAH)****
Monthly payment maturity	the 20^th day of month
Mobile Banking	free
Raiffeisen online	free
Participation in Program	Mastercard Rewards / Bilshe Mastercard Black / IQ energy

* Grace period applies to non-cash payment transactions for goods/works/services purchase at a retail network and/or Internet using the payment card and continues from the date of transaction till the nearest date of interest calculation (bank calculates interests not earlier than 25^th day of every month) and further until the 20^th day of the following month inclusively (if the used limit amount was repaid within the specified period). (For example: date of cashless product payment is 26.07, the closest date of interest calculation is 25.08, grace period – from 26.07 to 20.09 (57 days).

** 5 (five)% of debt remain. Amount of minimum monthly payment is set for repayment every month on date of interest calculation and shall be repaid by the 20^th day of the following month.

*** The fee is charged on the 6^th day of each month, taking into account the transactions made during the previous calendar month. The fee is not charged, if there were transactions under the account for goods/works/services purchase at a retail network and/or Internet using the payment card in amount UAH 5000 and more. 500

**** Calculated on the amount as of the end of month.0